- Templar launches on Stellar and permits XLM deposits to borrow USDC with out wrapping boundaries.
- XLM is making an attempt a slight restoration, however bearish alerts stick with loss of life crosses and low momentum readings.
Templar, the primary Cypher Lending Protocol, has formally launched on the Stellar community, permitting customers to deposit XLM and borrow stablecoins like USDC throughout a number of blockchains. This integration permits you to borrow straight via your Stellar pockets with out the necessity for bridges or wrapped tokens.
Templar operates via NEAR's Multi-Occasion Computation (MPC) community and chain signatures to make sure that deposits from Stellar wallets are processed securely with out cross-chain problems.
USDC borrowing is accessible not solely on Stellar, but in addition on Ethereum, Solana, NEAR, and different supported chains. This construction permits liquidity to maneuver easily between supported networks.
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Templar, the primary Cypher Lending Protocol, launches on @StellarOrg to unlock multi-chain XLM and RWA lending.Stellar customers can now deposit XLM and borrow USDC on Stellar. pic.twitter.com/o85gwbrGjh
— Templar Protocol (@TemplarProtocol) November 5, 2025
Benji integration expands borrowing choices
This launch is a component of a bigger collaboration between Templar and Stellar targeted on tokenized real-world property (RWA). Stellar has already established a presence on this area, supporting tokenized merchandise akin to Franklin Templeton’s U.S. Authorities Cash Fund (Benji).
Templar mentioned it might additionally take into account including extra property from RWA tasks, akin to centrifuges, whereas consolidating Benji as a borrowing possibility. This opens a liquidity route for tokenized property on Stellar and helps permissionless entry within the DeFi area.
This step expands the vary of property obtainable on the Templar protocol and brings us nearer to our aim of permitting anybody to seamlessly borrow towards any asset on any chain.
Centrifuge lately introduced a $20 million deployment in Stellar, and Mercado Bitcoin shared plans for a $200 million tokenization effort. PayPal's PYUSD and Ondo Finance's USDY have been additionally launched to the community.
Stellar at present holds over $500 million in tokenized real-world property, excluding stablecoins. This represents a rise of roughly 25% over the earlier 12 months. With near-zero transaction prices and monetary rails for each particular person and institutional customers, the community continues to draw curiosity from firms trying to difficulty and trade tokenized property.
Loss of life Cross alerts a deeper drop into Stellar
Stellar's XLM token tried to get better on Wednesday after two consecutive periods within the purple, $0.2704 and 1% intraday income. The transfer got here as merchants grew cautious of the potential for the altcoin breaking under the descending channel sample and persevering with in direction of the $0.2200 assist space.
Market analyst Peter Brandt pointed to the breakout and warned that weakening retail demand may result in a deeper correction.
The technical settings for the token turned bearish after the 50-day exponential transferring common fell under the 200-day EMA on Monday, forming a loss of life cross sample. This sign usually coincides with XLM's latest pullback from its peak firstly of the month, suggesting a long-term downtrend forward.
The relative power index is hovering round 30 and the MACD line is trending under the sign line. These numbers replicate elevated promoting strain and sustained downward momentum. Nevertheless, a every day shut above the June 11 excessive of $0.2851 may restore near-term optimism and pave the way in which for the $0.3000 degree.
